Chapter 2 - Section 2.2 - SubSection 2.2.1

State/UT wise No of Loan Accounts (in lakhs)

Loan accounts in India have increased year-on-year across most States and Union Territories, with notable growth in Uttar Pradesh (27%), Bihar (22%), and Karnataka (20%), while Manipur, Punjab, Andaman & Nicobar Islands, and Himachal Pradesh saw declines. The decrease in Punjab is attributed to ongoing farmer agitation, and law and order issues in Manipur have disrupted microfinance operations there.

India Country

Loan Accounts (in lakhs) of all micro-lenders across States/UTs – March 2024 & March 2023 (in descending order of Loan Accounts)

100 %

0 %

March 2023

0

Lakh Loan Accounts in Total

March 2024

0

Lakh Loan Accounts in Total

Loan Accounts (in lakhs) of all micro-lenders across States/UTs – March 2024 & March 2023 (in descending order of Loan Accounts)

S. No.	State/UT	March 2023	March 2024	Y-o-Y Growth (in %)
1	Bihar	181.29	221.75	22.32 %
2	Tamil Nadu	174.58	188.42	7.93 %
3	Uttar Pradesh	128.66	163.74	27.26 %
4	Karnataka	119.96	143.91	19.97 %
5	West Bengal	117.26	132.99	13.41 %
6	Maharashtra	112.16	124.7	11.18 %
7	Odisha	86.85	98.05	12.9 %
8	Madhya Pradesh	84.81	93.46	10.2 %
9	Andhra Pradesh	61.62	68.65	11.41 %
10	Rajasthan	61.94	67.83	9.5 %
11	Jharkhand	43.02	49.15	14.24 %
12	Kerala	45.64	48.83	7 %
13	Gujarat	40.51	46.68	15.24 %
14	Telangana	36.11	39.67	9.85 %
15	Chhattisgarh	26.34	28.16	6.91 %
16	Assam	24.89	25.65	3.06 %
17	Punjab	24.6	23.89	-2.9 %
18	Haryana	22.89	22.98	0.35 %
19	Uttarakhand	6.66	7.3	9.61 %
20	Tripura	6.61	7.18	8.65 %
21	Puducherry	2.56	2.71	6.1 %
22	Delhi	2.45	2.67	9.28 %
23	Others	0.52	0.71	36.73 %
24	Goa	0.52	0.67	29.15 %
25	Himachal Pradesh	0.65	0.64	-2 %
26	Meghalaya	0.43	0.5	14.98 %
27	Manipur	0.53	0.46	-13.19 %
28	Mizoram	0.35	0.43	21.88 %
29	Sikkim	0.39	0.42	7.2 %
30	Arunachal Pradesh	0.17	0.3	74.74 %
31	Jammu & Kashmir	0.23	0.28	22.15 %
32	Chandigarh	0.21	0.21	0.5 %
33	Nagaland	0.15	0.16	7 %
34	Andaman & Nicobar	0.06	0.05	-2.05 %
35	Daman & Diu	0.04	0.05	22.71 %
36	Dadra & Nagar Haveli	0.02	0.03	33.93 %
37	Ladakh	0	0	50 %
	Industry	1416	1613	14 %

Bharat Microfinance Report

Fostering Inclusive Impact Finance

Outlook for Microfinance

Review for Microfinance

Review of Microfinance Operations in the country

Growth for Microfinance

Performance of NBFC-MFIs

Operational Eminence

Bank Linkage Programme

Operations of MLIs

Parametric Insurance

Expanding micro credit

Geographical Spread

Select & View Tables

Chapter 2 - Section 2.2 - SubSection 2.2.1

State/UT wise No of Loan Accounts (in lakhs)

India Country

Loan Accounts (in lakhs) of all micro-lenders across States/UTs – March 2024 & March 2023 (in descending order of Loan Accounts)

March 2023

0

March 2024

0

2.2 Number of Loans Accounts and Unique Borrowers (in lakhs)

2.3 Loan Outstanding (Rs in Cr.)

2.6 Loan Disbursement

Chapter 2 - Section 2.2 - SubSection 2.2.1

State/UT wise No of Loan Accounts (in lakhs)

India Country

Loan Accounts (in lakhs) of all micro-lenders across States/UTs – March 2024 & March 2023 (in descending order of Loan Accounts)

March 2023

0

March 2024

0